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Frequently asked Questions
These are most common questions about our platform.
WHAT IS FAST INVEST?
We are an innovative FinTech company that offers its customers the chance to invest in consumer-based loans issued in European countries. All loans in our marketplace come with BuyBack and Default Guarantees.
HOW CAN A P2P INVESTMENT PLATFORM OFFER MORE FAVOURABLE TERMS?
We can offer better terms than traditional banks because we exclude unnecessary intermediaries from the process, thus allowing investors to save money that would have been otherwise spent on commissions and fees for third partiy services.
WHAT HAPPENS WHEN A BORROWER'S PAYMENTS ARE OVERDUE?
If a payment is overdue for more than 3 (three) days, the Default Guarantee comes into action. It takes 3 days for our investor to receive payment of both the principal sum and the interest for the investment period.
WHO IS ELIGIBLE TO INVEST WITH THE FAST INVEST PLATFORM?
Investors must be at least 18 years old, have a valid e-mail address and a personal bank account in their name in the European Union.
HOW CAN I TRANSFER FUNDS TO MY FAST INVEST ACCOUNT?
The deposit must always come from the investor’s personal bank account in order to comply with Anti-Money Laundering requirements.
WHAT IS THE BUYBACK GUARANTEE?
If you decide to stop investing in the selected loan and sell the investment (at any time before the scheduled full payment date), we will buy back your investment in 1 business day, guaranteed. The icon will mark these payments secured by the BuyBack Guarantee.
WHAT IS THE DEFAULT GUARANTEE?
If a payment instalment is overdue by 3 (three) or more days, our Default Guarantee will settle the arrears. The icon will mark these payments as paid by the Default Guarantee. Remember, the safety of your funds is our number one priority.
WHAT ARE THE COSTS RELATED TO INVESTING VIA FAST INVEST?
Currently, the Fast Invest platform is free of charge. In case company’s policy would change, our customers will be informed in advance.
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